Why Acima Isn't Available on Grillz | Financing FAQ

Short answer: Acima is lease-to-own, and a lease only works on something that can be handed back. Custom grillz are made for one mouth, so they can't be. Synchrony, Affirm, Shop Pay Installments, Afterpay and PayPal Pay Later all work on grillz.

Why can't I use Acima on grillz?

Acima is not a loan. When you check out with Acima, Acima buys the item from us and leases it to you. You make lease payments, and you own it once the lease is paid off or you use an early purchase option. Until then, Acima owns it, and you can end the lease by giving the item back.

That model needs an item that can be returned and sold again. A set of grillz is cut from your own dental impression and fits nobody else. It can't be returned, re-leased or resold, and nobody else can wear it for hygiene reasons. That's why lease-to-own doesn't fit custom grillz, and why all grillz sales are final.

What can I use Acima on?

Jewelry: chains and necklaces, rings, earrings, bracelets, and pendants. These are finished pieces, not cut to one person, so they work with a lease.

• Chains & Necklaces
• Diamond Rings
• Diamond Earrings
• Diamond Bracelets
• Pendants & Medallions

How can I pay over time for grillz?

• Synchrony: a credit line, good for bigger sets. Apply here.
• Affirm: monthly payments.
• Shop Pay Installments: pay in 4 or monthly.
• Afterpay / Cash App Afterpay: four payments, one every two weeks.
• PayPal Pay Later: pay in 4 or monthly.

Each one runs its own approval with its own limit. If one says no, you can try another.

Can I use Synchrony on jewelry too?

Yes. Synchrony works on grillz and on jewelry. Affirm, Afterpay and Shop Pay also work on jewelry.

I have a grillz and jewelry order together. What do I do?

Acima can only cover the jewelry. Check out the jewelry with Acima and the grillz in a separate order with one of the other plans, or put the whole order on Synchrony, Affirm, Shop Pay or Afterpay. Text 281-572-6159 if you want help splitting it.

Synchrony, Affirm, Shop Pay, Afterpay, PayPal and Acima are outside companies. Approval, rates, fees and payment dates are set by them, not by us. Acima is a lease-to-own option, not a loan.